Why have life insurance?
Life Insurance is a tool. You need to use the right type of plan for your intended use. First let’s look at the types of life insurance. There is Term Life Insurance and Permanent Life Insurance.
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Term Life Insurance
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Final Expense Insurance
Final expense insurance, also known as "burial" or "funeral" insurance, is a life insurance policy with a low face value, such as $5,000 to $50,000. It is generally either "simplified issue" for which you're asked several medical questions but don't have to take a medical exam, or "guaranteed issue" where the policy is issued to anyone who applies with no medical questions asked.
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